Guides
Step-by-step guides to understand your medical bills, dispute incorrect charges, and negotiate your total medical cost down. Plus, information on how to deal with collections, eliminate surprise costs, and how to get the most out of your benefits.
Fight a bill
- How to Fight a Medical Bill: A Step-by-Step GuideA step-by-step playbook for disputing a medical bill: get the itemized bill, match it to your EOB, dispute in writing, escalate, and protect yourself.
- How to Negotiate a Medical Bill (With Scripts)Yes, you can negotiate a medical bill. The exact order to ask in - error fix, financial aid, discounts, settlement, payment plan - with phone scripts.
- Overcharged on a Medical Bill? How to Check in 15 MinutesMatch your itemized bill to your EOB line by line. The three-bucket method for spotting overcharges, the red flags to circle, and how to price-check.
- How to Get an Itemized Bill From a HospitalThe exact scripts for requesting an itemized hospital bill, what the billing codes are, what to check first, and what to do if the hospital stalls.
Understand your coverage
- What Does My Health Insurance Actually Cover?Your plan is a contract most people never read. How to find out what your health insurance covers in 10 minutes - and the benefits you already have.
- How to Read an EOB (Explanation of Benefits)An EOB is not a bill - it's your insurer's math for one claim. Learn every line, what the codes mean, and how to check bills against it before you pay.